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COVID-19 | Treatments | Vaccines

5 Things You Should Know About COVID-19 Vaccines and Treatments

Content on this page is being updated to reflect the FDA’s August 27 approval of the 2026–2027 COVID-19 vaccine formula. Please check back soon.

Vaccines have helped protect millions of people from severe illness and death from COVID-19, but the virus and new variants remain a threat and still pose risks. Getting the latest vaccine is still the best way to avoid the worst outcomes of COVID-19.
Last Updated 08/14/2026
5 Things You Should Know About COVID-19 Vaccines and Treatments

*NOTE: COVID-19 and RSV vaccine recommendations have recently been updated for some populations. This resource will be updated to reflect the CDC’s latest guidance. Because CDC recommendations may impact insurance coverage, you should check with your insurance provider to make sure you’re covered.

Treatments | Immunocompromised

Know Your Risk: Certain Health Conditions Raise Your Risk of Serious Illness from COVID-19 and Flu

Both COVID-19 and influenza (flu) can cause serious complications — especially for people who have an existing underlying or chronic illness. But antiviral treatments can reduce your chances of getting very sick and help you recover faster.
Last Updated 06/17/2026
Know Your Risk

Know Your Risk

Certain health conditions raise your risk of serious illness from COVID-19 and flu.

Both COVID-19 and influenza (flu) can cause serious complications — especially for people who have an existing underlying or chronic illness. But antiviral treatments can reduce your chances of getting very sick and help you recover faster.

RISK INCREASES WITH AGE — FOR BOTH VIRUSES
LOWER RISK: Adults under 50 with no other health conditions
HIGHER RISK: Adults 50–64, especially those with underlying or chronic illnesses
HIGHEST RISK: Adults 65 and older, with or without underlying or chronic illnesses

Illnesses that put you at higher risk:

COVID

FLU (INFLUENZA)

Asthma
• COPD, bronchiectasis, ILD, pulmonary hypertension
• Cystic fibrosis
• Tuberculosis
• Current or former smoking
Metabolic & Digestive
• Diabetes (type 1 and 2)
• Obesity (BMI ≥ 30)
• Chronic kidney disease / dialysis
Heart & Circulation
• Heart disease
• Cerebrovascular / stroke-related disease
Neurological
• Dementia
• Parkinson’s disease
• Depression & mood disorders
• Schizophrenia spectrum disorders
Immune System & Cancer
• HIV
• Primary immunodeficiencies
• Organ or stem cell transplant
• Long-term steroid / immunosuppressant use
• Cancer (including blood cancers)
Other
• Pregnancy & recent pregnancy
• Disabilities, including Down syndrome
• Physical inactivity

Asthma
• COPD and cystic fibrosis
Metabolic & Digestive
• Diabetes mellitus
• Obesity (BMI ≥ 40)
• Kidney disorders
• Liver disorders
• Metabolic disorders (incl. mitochondrial disorders)
Heart & Circulation
• Congenital heart disease, heart failure, coronary artery disease
• History of stroke
Neurological & Blood
• Neurologic & neurodevelopment conditions
• Blood disorders (e.g., sickle cell disease)
Immune System & Cancer
• HIV / AIDS
• Cancer (e.g., leukemia)
• Chemotherapy, radiation, or immunosuppressant use
Other
• Pregnancy & recent pregnancy
• Disabilities, including Down syndrome
• Physical inactivity

Not a complete list of medical conditions. Some treatments may have side effects or interact with other medications you are taking, talk with your healthcare provider to help you make the best choice for your health.

ANTIVIRAL TREATMENTS CAN HELP
Getting tested and starting an antiviral treatment early can help prevent what may seem like a mild illness from becoming more serious.

STEPS YOU CAN TAKE TO PREVENT SERIOUS ILLNESS
1. Stay up to date on COVID-19 and flu vaccines
2. Talk to your doctor about your personal risk
3. Ask about antiviral options early if you get sick

SOURCES:
cdc.gov/covid/hcp/clinical-care/underlying-conditions.html
cdc.gov/flu/highrisk/index.html
cdc.gov/covid/treatment/index.html

Older Adult | COVID-19 | Flu | Pertussis (Whooping Cough) | Pneumococcal Disease | RSV | Vaccines

The Risks are Real: Nandini Selvam, PhD, MPH

Nandini Selvam, Vice President and General Manager of IQVIA, discusses why individuals underestimate the real risks of respiratory diseases and how vaccines remain the best way to prevent severe illness.
Last Updated 06/12/2026

Vaccines

The Science Behind mRNA Vaccines

For over 20 years, mRNA technology has been researched, developed, and tested for use in vaccines against infectious diseases as well as for cancer immunotherapy. While the COVID-19 mRNA vaccines were the first approved for widespread use, they build on decades of research and are now among the most extensively studied medicines in history.
Last Updated 04/16/2026
The Science Behind mRNA Vaccines
Treatments | COVID-19 | Flu | Infectious Respiratory Diseases | RSV

Don’t Guess the Virus: Why Early Testing and Treatment Matters

Flu, COVID-19, RSV and other respiratory illnesses often begin with similar symptoms. Knowing the differences, getting tested, and starting treatment early can help prevent what may seem like a mild illness from becoming more serious.
Last Updated 04/08/2026
Don’t Guess the Virus: Why Early Testing and Treatment Matters
Immunocompromised | Vaccines

What to Know About Respiratory Vaccines If You Have Chronic Kidney Disease

This fact sheet explains why people living with chronic kidney disease face increased risks from respiratory infections such as RSV, pneumococcal disease, COVID-19, and influenza, and outlines which vaccines are recommended based on age and risk factors.
Last Updated 03/10/2026
What to Know About Respiratory Vaccines If You Have Chronic Kidney Disease
Immunocompromised | Vaccines

What to Know About Respiratory Vaccines If You Have Asthma or Other Lung Conditions

This fact sheet explains why people living with asthma face increased risks from respiratory infections such as RSV, pneumococcal disease, COVID-19, and influenza, and outlines which vaccines are recommended based on age and risk factors.
Last Updated 03/06/2026
What to Know About Respiratory Vaccines If You Have Asthma or Other Lung Conditions
Immunocompromised | Vaccines

What to Know About Respiratory Vaccines If You Have Heart Disease

This fact sheet explains why people living with heart disease face increased risks from respiratory infections such as RSV, pneumococcal disease, COVID-19, and influenza, and outlines which vaccines are recommended based on age and risk factors.
Last Updated 02/24/2026
What to Know About Respiratory Vaccines If You Have Heart Disease
Vaccines | Immunocompromised

What to Know About Respiratory Vaccines If You Have Diabetes

This fact sheet explains why people living with diabetes face increased risks from respiratory infections such as RSV, pneumococcal disease, COVID-19, and influenza, and outlines which vaccines are recommended based on age and risk factors.
Last Updated 02/24/2026
What to Know About Respiratory Vaccines If You Have Diabetes
Pneumococcal Disease | Infectious Respiratory Diseases | Older Adult | Vaccines

Does Insurance Cover Pneumococcal Vaccines for Adults 50+?

Pneumococcal vaccines are recommended for all adults 50 years of age and older, and they are covered by both public and private insurance.
Last Updated 01/20/2026
Does Insurance Cover Pneumococcal Vaccines for Adults 50+?